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3rem;overflow:hidden;border:1px solid var(--color-border);border-radius:8px;background:var(--color-warm-white);box-shadow:var(--shadow-card)}.main-image img{display:block;width:100%;aspect-ratio:16 / 7;-o-object-fit:cover;object-fit:cover}.article-layout{display:grid;grid-template-columns:270px minmax(0,1fr);gap:44px;align-items:start}.toc-card{position:sticky;top:118px;border:1px solid var(--color-border);border-radius:8px;background:var(--color-warm-white);box-shadow:var(--shadow-card);padding:1.25rem}.toc-card h2{color:var(--color-charcoal);font-size:1rem;font-weight:800}.toc-card nav{display:grid;gap:.72rem;margin-top:1rem}.toc-card a{color:var(--color-muted);font-size:.86rem;line-height:1.35;text-decoration:none}.toc-card a:hover{color:var(--color-forest)}.article-content{min-width:0;max-width:880px;overflow:hidden;border:1px solid var(--color-border);border-radius:8px;background:var(--color-warm-white);box-shadow:var(--shadow-card);padding:clamp(2.5rem,4vw,4rem)}.article-content>:first-child{margin-top:0}.article-content>:last-child{margin-bottom:0}.article-content h2,.article-content h3{color:var(--color-charcoal);scroll-margin-top:120px}.article-content h2{margin:3.25rem 0 1.1rem;font-size:clamp(1.8rem,3vw,2.55rem);line-height:1.12;font-weight:600}.article-content h3{margin:2.3rem 0 .85rem;font-size:1.25rem;line-height:1.3;font-weight:800}.article-content p{margin:0 0 1.45rem;color:var(--color-muted);font-size:1.02rem;line-height:1.85}.article-content a{color:var(--color-forest);font-weight:800;text-decoration:underline;text-underline-offset:3px}.article-content ul,.article-content ol{margin:1.25rem 0 1.65rem;padding-left:1.55rem;color:var(--color-muted);line-height:1.8}.article-content li{margin-bottom:.62rem}.article-content img{display:block;width:100%;max-width:100%;height:auto;margin:2.4rem 0;border-radius:8px;box-shadow:var(--shadow-card)}.article-content table{display:block;width:100%;max-width:100%;margin:2.4rem 0;overflow-x:auto;border-collapse:collapse;border:1px solid var(--color-border);border-radius:8px;background:var(--color-warm-white);box-shadow:var(--shadow-card)}.article-content th,.article-content td{border-bottom:1px solid var(--color-border);padding:1rem 1.05rem;text-align:left;vertical-align:top}.article-content th{background:var(--color-forest-soft);color:var(--color-charcoal);font-size:.86rem;font-weight:800}.article-content td{color:var(--color-muted);line-height:1.55}.article-content blockquote,.article-tip{margin:2.4rem 0;border-left:4px solid var(--color-forest);border-radius:8px;background:var(--color-ivory);padding:1.25rem 1.4rem;box-shadow:var(--shadow-card)}.article-tip strong{color:var(--color-forest);font-weight:900}.article-tip p{margin:.55rem 0 0}.article-inline-cta{margin:3.2rem 0;border-radius:8px;background:var(--color-forest);padding:clamp(1.6rem,3vw,2.35rem);color:#fff}.article-inline-cta h2{margin:0;color:#fff;font-size:clamp(1.8rem,3vw,2.4rem)}.article-inline-cta p{max-width:680px;margin:.75rem 0 1.25rem;color:#ffffffb8}.article-inline-cta a{display:inline-flex;min-height:44px;align-items:center;justify-content:center;border-radius:6px;background:#fff;color:var(--color-forest);padding:0 1.1rem;text-decoration:none}.article-decision-aid{margin-top:3.2rem;border-top:1px solid var(--color-border);padding-top:1.5rem}.article-checklist{display:grid;gap:.65rem;padding-left:0!important;list-style:none}.article-checklist li{position:relative;padding-left:1.7rem;color:var(--color-charcoal)}.article-checklist li:before{content:"";position:absolute;left:0;top:.54rem;width:.62rem;height:.62rem;border-radius:999px;background:var(--color-forest)}.article-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:1.5rem}.article-links a{border:1px solid var(--color-border);border-radius:999px;background:var(--color-warm-white);padding:.55rem .85rem;text-decoration:none}.related-services{display:grid;grid-template-columns:.75fr 1.25fr;gap:28px;margin-top:4rem;border:1px solid var(--color-border);border-radius:8px;background:var(--color-warm-white);padding:1.8rem;box-shadow:var(--shadow-card)}.related-services h2,.section-heading h2,.final-inner h2{color:var(--color-charcoal);font-size:clamp(2rem,3.4vw,3rem);line-height:1.08;font-weight:600}.related-services p{margin-top:.8rem;color:var(--color-muted);line-height:1.65}.service-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.service-grid a{display:flex;align-items:center;min-height:58px;border:1px solid var(--color-border);border-radius:8px;background:var(--color-ivory);color:var(--color-charcoal);padding:.9rem;font-weight:800;text-decoration:none}.service-grid a:hover{border-color:var(--color-forest);color:var(--color-forest)}.related-articles{margin-top:4rem}.section-heading{max-width:760px;margin:0 auto 2.25rem;text-align:center}.related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.related-grid article{overflow:hidden;border:1px solid var(--color-border);border-radius:8px;background:var(--color-warm-white);box-shadow:var(--shadow-card)}.related-grid img{display:block;width:100%;aspect-ratio:16 / 10;-o-object-fit:cover;object-fit:cover}.related-grid div{padding:1.15rem}.related-grid span{color:var(--color-forest);font-size:.74rem;font-weight:800}.related-grid h3{margin-top:.6rem;color:var(--color-charcoal);font-size:1rem;line-height:1.3;font-weight:800}.related-grid h3 a{color:inherit;text-decoration:none}.final-cta{padding:4.8rem 0;background:var(--color-forest);color:#fff}.final-inner{display:flex;gap:2rem;align-items:center;justify-content:space-between}.final-inner h2{color:#fff}.final-inner p{max-width:680px;margin-top:.85rem;color:#ffffffb8;line-height:1.7}.final-inner a{display:inline-flex;min-height:46px;align-items:center;justify-content:center;border-radius:6px;background:#fff;color:var(--color-forest);padding:0 1.25rem;font-size:.82rem;font-weight:800;text-decoration:none}@media (max-width: 1060px){.article-layout,.related-services{grid-template-columns:1fr}.toc-card{position:static}.toc-card nav{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width: 780px){.article-hero{padding:120px 0 54px}.article-header h1{font-size:clamp(2.25rem,11vw,3.2rem)}.main-image img{aspect-ratio:4 / 3}.article-main-section{padding:3rem 0 4rem}.article-content{padding:1.35rem}.article-content h2{margin-top:2.35rem}.article-content p{font-size:1rem;line-height:1.78}.article-content img,.article-content table,.article-content blockquote,.article-tip{margin:1.8rem 0}.toc-card nav,.service-grid,.related-grid{grid-template-columns:1fr}.final-inner{display:block}.final-inner a{width:100%;margin-top:1.5rem}}